This calculator can be used for calculating the cost required to obtain a certain level of Death and Total Permanent Disablement and Income Protection cover.
Cover is subject to meeting eligibility requirements and acceptance by the Fund's insurer.
| Your current age | ||
| Occupational Status see Note 1 |
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| Death and TPD type of cover | ||
| Enter Fixed rate sum insured | ||
| Income Protection |
Yes No |
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| Insurance Premium: | ||
| Premium Death and TPD Yearly | ||
| Sum insured Death and TPD | $ |
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| Income Protection: | ||
| Premium Income Protection yearly | ||
| Maximum Monthly Benefit | $ |
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| Note: | ||
| 1. Occupational Status - Most ESSSuper members are classified as Non-Operational. Operational members are those who are members of the ESSS Defined Benefit and are in a role such as firefighter, police officer or ambulance paramedic. | ||
The figures shown on this calculator are estimates only and do not take into account all your individual circumstances. They must not be regarded as guaranteed, or relied upon as a basis for entering binding obligations or incurring expense. ESSSuper and its employees disclaim all responsibility and accept no liability whatsoever for any loss or damage which may be suffered as a result of relying on these estimates.
This calculator is not a substitute for professional financial advice. ESSSuper recommends that you assess your own situation and seek professional financial advice before making any decision in relation to insurance. Insurance premiums, and sums insured are subject to change. Your needs and the level of cover appropriate for you can only be determined after your personal objectives, financial and taxation circumstances and needs have been considered.